What to Do Before and After an Auto Accident
What to Do Before and After an Auto Accident
No person is completely prepared for a car crash, whether it is minor or major. However, drivers can be more prepared to handle the claims process afterward by remembering some important information. By taking a few simple preparatory steps, auto owners can help prevent costly mistakes or delays that keep them from receiving compensation for damages.
H3: What to Do Ahead of Time
Make a list of important information to keep in a vehicle. An insurance agent's contact information, emergency phone numbers and contact numbers for family members should be included. Free apps for accident preparedness are available that will walk policyholders through the steps to follow, such as taking pictures and writing down information. Download one to use in the event of an accident. These apps are especially helpful since it may be difficult to remember what to do immediately after an accident with the confusion and stress that inevitably follow.
H3: What to Do After an Accident
The first and most important step is to call an ambulance. People may not realize that they are injured. Anyone who is involved in an accident should be examined to rule out major injuries. Do not get out of the vehicle unless it is unsafe to stay in it.
If taking any photos after an accident will put anyone at risk, do not take any. Take them from inside of the vehicle until help arrives. When it is safe to do so, take photos of the following:
- License plates of all involved vehicles.
- Damage to all involved vehicles.
- Damage to any property affected by the accident.
- Street signs or surrounding buildings that identify the location of the accident.
When it is safe to do so, write down the following information:
- Names and contact information of any other drivers or affected passengers.
- The year, make and model of any involved vehicles.
- Insurance and agent contact information for the other driver.
- Name and contact information for responding police officers.
A claims representative is a helpful resource throughout the claims process. Many people are afraid to contact their insurance company quickly because of a potential rate increase. However, the cost of handling an accident incorrectly can be much more expensive than a small rate increase.
To start a Meemic claim, visit our Claims Center or call 800-231-5770.
This information is being provided for general informational purposes only. Meemic Insurance Company does not assume any liability in connection with providing this information.